What’s the Vanilla Visa Giftcard?

The Vanilla Visa Gift Card is often a prepaid Visa card which will come in denominations of $25, $50 and $100. It acts the same way any bank card would and is also accepted anywhere that Visa Debit is. It is usually bought at most convenience and department stores.

Cautious fees?

To activate your card you need to spend on the worth around the card plus an activation fee of between $4.95 to $6.95. The activation fee varies with regards to the total balance you are looking to use on the cardboard. So if you’re only activating it with $25 you would just pay $4.95 for the total of $29.95.

There’s also rates from the card. Following your seventh month post activation you’ll cough up $2.50 every month until the balance with the card reaches zero. When you don’t use it or forget about it somewhere as opposed to discovering a gem having a $100 balance your Vanilla Visa could be using nothing.

How to confirm the balance of my Vanilla Visa?

It is a easy process. You can visit their homepage or call customer service to obtain the most accurate and as much as date statement about the balance of one’s card.

Positives

The Vanilla Visa gift certificate is accepted anywhere that Visa Debit is. That is virtually everywhere in the United States hence the card features a high value as a result of this. One of the primary substitute goods just for this product is the American Express gift card. The undoing to American Express could it be isn’t as widely accepted as Visa.

Recently I attempted to purchase my pizza at a smaller size mom & pop style shop. I was very disappointed i could not use my American Express card there. This is exactly why I propose by using this product as a gift for a youngster or teen who does not carry additional credit or debit cards.

The replacement policy with this company is great. You’ll be able to call their customer care line whenever you want and if you might have proper evidence purchase and also the serial number you will get the credit card re-issued. They’ll impose a fee a $5.95 re-issuance fee, however is more effective then getting the balance on the card lost forever.

Negatives

You cannot register the charge card which suggests, you absolutely cannot make use of the Vanilla Visa Gift Card to shop online. I can’t care about what you’ve keep reading the web or Yahoo answers, it’s not possible.

Here’s why: When you purchase something online the merchant provider will verify the name, billing address, and phone number from the credit card. Since you can’t seem to register with Vanilla Visa you won’t be able to shop online anywhere.

Capable of register the cardboard really hinders the things that that you can do from it online. If you’re a fan of eBay or PayPal you might like to explore other options such as the Greendot MoneyPak which will allow an additional funds back.

Final Review

The Vanilla Visa gift card doesn’t feature the same flexibility as seen with its competitors offered by other banks along with American Express and MasterCard. The top perks of the card would be the replacement feature which doesn’t require any kind of activation. The perks however don’t outweigh the negatives a result of the inability register the cardboard.

That said I would recommend you do not purchase Vanilla Visa aside from something special for younger adults. Young adults and teenagers typically usually do not carry additional credit or debit cards and definately will spend cash or on line quickly as they frequent stores and also other places with their peers. The freedom of Visa can be seen as it’s virtually accepted everywhere which makes it a great gift.

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