The very first six digits of the account number in a charge card indicate the lender Identification Numbers (BIN). These numbers are necessary since they have to be verified before any payment could be authorized. Validating the dpi demands the using a BIN list tool to identify the institution that issued the card and other secured information.

The BIN checker tool, because i mentioned earlier, can be a tool used in authenticating the corporality of your bank identification number from updated databases.

The main purpose of it is to get the mandatory information needed to validate transactions finished with bank cards. This involves examining the first Four to six digit with the credit or debit card.

As a result of frequent changes and also the great deal of records it covers – over 300, 000 record at this time – it’s extremely hard to maintain or read from the BIN list.

Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We will talk more details on this tool within the next article.

How TheBIN List Tool Works

It’s really quite simple. The aim of the tool is to lookup the BIN to see if it’s a credit, debit prepaid, or plastic card.

To work with the too, simply enter in the first six digit and then click check. The tool provides up all of the secured information associated with the BIN you entered.

Here’s a table showing the cardboard the appearance of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, which is the first digit of the credit card number.

Here’s a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is effective in determining the card type by traders. It tells whether it is a credit card, debit card, prepaid card, or credit card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.

More details about BIN Checker site: click for more info.