The 1st six digits in the account number in almost any bank card indicate the lending company Identification Numbers (BIN). These numbers are important while they should be verified before any payment can be authorized. Validating this number necessitates the using a BIN list tool to spot the institution that issued the credit card along with other secured information.

The BIN checker tool, because i mentioned earlier, can be a tool utilized in authenticating the corporality of your bank identification number from updated databases.

The primary function of this tool is to find the mandatory information necessary to validate transactions finished with cards. This calls for checking the first 3 to 5 digit of the credit or debit card.

Because of frequent changes and also the wide range of records it covers – over 300, 000 record at the moment – it’s extremely difficult to keep up or read straight from the BIN list.

Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We are going to talk much more about it within the next article.

How TheBIN List Tool Works

It is simple. The purpose of the tool is always to lookup the BIN to find out if it is a credit, debit prepaid, or bank card.

To make use of the too, simply enter in the first six digit and then click check. The tool will bring up all the secured information linked to the BIN you entered.

Here is a table showing the card design for BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is the first digit from the bank card number.

Below is a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is effective in determining the card type by traders. It tells whether it be a credit card, bank card, prepaid card, or plastic card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.

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