The first six digits of the account number in any bank card indicate the financial institution Identification Numbers (BIN). These numbers are important because they must be verified before any payment will be authorized. Validating this number involves the utilization of a BIN list tool to spot the institution that issued the credit card as well as other secured information.

The BIN checker tool, as I mentioned earlier, is often a tool used in authenticating the corporality of an bank identification number from updated databases.

The primary purpose of it is to get the mandatory information necessary to validate transactions carried out with charge cards. This calls for checking the first 3 to 4 digit with the debit or credit card.

On account of frequent changes along with the wide range of records that it covers – over 300, 000 record currently – it’s nearly impossible to keep or read from the BIN list.

Fortunately there exists a tool that can help curb this drawback – the BIN checker tool. We are going to talk a little more about it in the next article.

How TheBIN List Tool Works

It’s pretty simple. The objective of the tool is usually to lookup the BIN to ascertain if it is just a credit, debit prepaid, or charge card.

To make use of the too, simply enter in the first six digit and then click check. The tool provides up all the secured information associated with the BIN you entered.

This is a table showing the credit card the perception of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, which is first digit with the plastic card number.

Here’s a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is advantageous in determining the cardboard type by traders. It tells whether it is a charge card, debit card, prepaid credit card, or plastic card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.

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