The 1st six digits from the account number in a bank card indicate the Bank Identification Numbers (BIN). These numbers are necessary as they should be verified before any payment will be authorized. Validating this number involves the utilization of a BIN list tool to spot the institution that issued the card and also other secured information.

The BIN checker tool, when i mentioned earlier, is often a tool doing work in authenticating the corporality of an bank identification number from updated databases.

The key objective of it is the necessary information required to validate transactions carried out with cards. This involves checking the first 3 to 5 digit in the debit or credit card.

Because of frequent changes and the number of records which it covers – over 300, 000 record currently – it really is extremely difficult to keep up or read from the BIN list.

Fortunately you will find there’s tool that assists curb this drawback – the BIN checker tool. We’re going to talk more details on this tool within the next article.

How TheBIN List Tool Works

It is easy enough. The purpose of the tool is usually to lookup the BIN to find out if it is a credit, debit prepaid, or plastic card.

To make use of the too, simply enter the first six digit and click on check. The tool brings up each of the secured information related to the BIN you entered.

Here is a table showing the cardboard the perception of BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, which is first digit in the credit card number.

Here is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it is credit cards, debit card, prepaid card, or plastic card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possiblity to monitor suspicious orders.

To learn more about BIN Checker net page: read more.