The very first six digits from the account number in any bank card indicate the lender Identification Numbers (BIN). These numbers are very important since they has to be verified before any payment could be authorized. Validating the dpi involves the using a BIN list tool to distinguish the institution that issued the credit card and other secured information.

The BIN checker tool, because i mentioned earlier, is really a tool utilized in authenticating the corporality of a bank identification number from updated databases.

The main objective of this tool is to find the required information necessary to validate transactions finished with bank cards. This requires examining the first 4 to 6 digit in the credit or debit card.

Due to frequent changes and the massive amount records it covers – over 300, 000 record at the moment – it really is nearly impossible to take care of or read straight from the BIN list.

Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’re going to talk a little more about this tool in the next article.

How TheBIN List Tool Works

It can be easy enough. The aim of the tool is to lookup the BIN to determine if this is a credit, debit prepaid, or bank card.

To utilize the too, simply go into the first six digit and then click check. The tool will take up all the secured information related to the BIN you entered.

Listed here is a table showing the credit card design for BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the actual first digit with the credit card number.

Here is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is useful in determining the charge card type by traders. It tells whether it be a card, bank card, prepaid credit card, or credit card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the chance to monitor suspicious orders.

For more information about BIN Checker check out this website.