The 1st six digits of the account number in a bank card indicate the lending company Identification Numbers (BIN). These numbers are necessary as they should be verified before any payment can be authorized. Validating this number involves the use of a BIN list tool to spot the institution that issued the card and other secured information.

The BIN checker tool, while i mentioned earlier, is a tool employed in authenticating the corporality of the bank identification number from updated databases.

The key aim of it is to buy the mandatory information had to validate transactions done with cards. This implies examining the first 3 to 4 digit with the debit or credit card.

On account of frequent changes along with the number of records which it covers – over 300, 000 record at the moment – it is extremely difficult to maintain or read from the BIN list.

Fortunately there’s a tool that assists curb this drawback – the BIN checker tool. We’ll talk more about this tool in the next article.

How TheBIN List Tool Works

It’s pretty simple. The goal of the tool is usually to lookup the BIN to see if it is a credit, debit prepaid, or plastic card.

To make use of the too, simply enter the first six digit and click on check. The tool provides up all of the secured information linked to the BIN you entered.

Here’s a table showing the charge card the perception of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, the actual first digit with the plastic card number.

Here is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is helpful in determining the charge card type by traders. It tells whether it be a charge card, bank card, prepaid credit card, or credit card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possibility to monitor suspicious orders.

For more info about BIN Checker go to see this popular internet page.