The 1st six digits from the account number in any credit card indicate the lender Identification Numbers (BIN). These numbers are important because they must be verified before any payment will be authorized. Validating this number necessitates the use of a BIN list tool to identify the institution that issued the card and other secured information.

The BIN checker tool, as I mentioned earlier, is a tool doing work in authenticating the corporality of an bank identification number from updated databases.

The principal aim of this tool is the essential information needed to validate transactions finished with cards. This involves checking the first Four to six digit in the credit or debit card.

Because of frequent changes along with the wide range of records which it covers – over 300, 000 record currently – it really is extremely hard to take care of or read directly from the BIN list.

Fortunately there exists a tool which enables curb this drawback – the BIN checker tool. We are going to talk more details on this tool next article.

How TheBIN List Tool Works

It’s simple. The objective of the tool is to lookup the BIN to ascertain if it’s a credit, debit prepaid, or bank card.

To make use of the too, simply enter in the first six digit and then click check. The tool will take up all the secured information related to the BIN you entered.

Here’s a table showing the card the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, which is first digit from the bank card number.

Here’s a table showing the main Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is useful in determining the charge card type by traders. It tells whether it’s a card, debit card, prepaid credit card, or charge card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.

For additional information about BIN Checker site: look at this.