The very first six digits in the account number in any plastic card indicate the financial institution Identification Numbers (BIN). These numbers are essential while they must be verified before any payment would be authorized. Validating this number requires the use of a BIN list tool to spot the institution that issued the cardboard along with other secured information.

The BIN checker tool, when i mentioned earlier, is really a tool doing work in authenticating the corporality of the bank identification number from updated databases.

The key objective of this tool is the required information had to validate transactions finished with charge cards. This requires examining the first 4 to 6 digit in the debit or credit card.

On account of frequent changes along with the massive amount records that it covers – over 300, 000 record currently – it’s almost impossible to take care of or read completely from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We will talk more details on it over the following article.

How TheBIN List Tool Works

It’s really quite simple. The aim of the tool is to lookup the BIN to see if it is a credit, debit prepaid, or plastic card.

To make use of the too, simply enter the first six digit and click on check. The tool will take up all the secured information associated with the BIN you entered.

Here is a table showing the charge card the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is the first digit from the bank card number.

Here is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is advantageous in determining the cardboard type by traders. It tells whether it is credit cards, debit card, prepaid credit card, or plastic card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.

To get more information about BIN Checker view this useful internet page.