The first six digits in the account number in different credit card indicate the lending company Identification Numbers (BIN). These numbers are necessary since they must be verified before any payment will be authorized. Validating this number requires the utilization of a BIN list tool to recognize the institution that issued the card as well as other secured information.

The BIN checker tool, when i mentioned earlier, is a tool doing work in authenticating the corporality of the bank identification number from updated databases.

The key function of this tool is the required information needed to validate transactions finished with charge cards. This calls for checking the first 3 to 4 digit of the debit or credit card.

On account of frequent changes along with the wide range of records which it covers – over 300, 000 record currently – it can be extremely difficult to take care of or read directly from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We’ll talk much more about this tool within the next article.

How TheBIN List Tool Works

It’s pretty simple. The aim of the tool is to lookup the BIN to ascertain if this is a credit, debit prepaid, or plastic card.

To work with the too, simply type in the first six digit and then click check. The tool will take up all of the secured information related to the BIN you entered.

Here’s a table showing the card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, the first digit in the charge card number.

Here is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is helpful in determining the charge card type by traders. It tells whether it is credit cards, debit card, prepaid credit card, or charge card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.

More information about BIN Checker website: this.