The initial six digits with the account number in a charge card indicate the lender Identification Numbers (BIN). These numbers are important since they has to be verified before any payment will be authorized. Validating the dpi demands the use of a BIN list tool to identify the institution that issued the cardboard along with other secured information.

The BIN checker tool, because i mentioned earlier, is really a tool used in authenticating the corporality of a bank identification number from updated databases.

The principal purpose of this tool is to find the required information necessary to validate transactions completed with cards. This implies examining the first 3 to 5 digit from the credit or debit card.

On account of frequent changes and also the massive amount records who’s covers – over 300, 000 record right now – it can be extremely hard to keep up or read directly from the BIN list.

Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’ll talk more about it over the following article.

How TheBIN List Tool Works

It’s easy enough. The aim of the tool would be to lookup the BIN to see if it’s a credit, debit prepaid, or credit card.

To utilize the too, simply enter the first six digit and click on check. The tool will take up every one of the secured information related to the BIN you entered.

Listed here is a table showing the credit card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, which is first digit with the credit card number.

Here’s a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is helpful in determining the cardboard type by traders. It tells be it credit cards, debit card, prepaid card, or bank card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.

More information about BIN Checker go to see this popular web site.