The very first six digits of the account number in any charge card indicate the Bank Identification Numbers (BIN). These numbers are essential as they must be verified before any payment can be authorized. Validating this number involves the use of a BIN list tool to distinguish the institution that issued the charge card as well as other secured information.

The BIN checker tool, when i mentioned earlier, is a tool utilized in authenticating the corporality of your bank identification number from updated databases.

The main function of this tool is to find the mandatory information needed to validate transactions finished with bank cards. This implies checking the first 4 to 6 digit of the credit or debit card.

Due to frequent changes as well as the great deal of records it covers – over 300, 000 record at this time – it is almost impossible to keep up or read directly from the BIN list.

Fortunately you will find there’s tool which enables curb this drawback – the BIN checker tool. We’ll talk a little more about this tool in the next article.

How TheBIN List Tool Works

It really is simple. The aim of the tool is to lookup the BIN to see if this is a credit, debit prepaid, or bank card.

To make use of the too, simply type in the first six digit and then click check. The tool brings up all of the secured information associated with the BIN you entered.

This is a table showing the cardboard the perception of BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, the actual first digit in the credit card number.

Here’s a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is advantageous in determining the charge card type by traders. It tells whether it be a card, debit card, prepaid credit card, or plastic card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the possibility to monitor suspicious orders.

For additional information about BIN Checker webpage: visit here.